# DISCLAIMER

**Last updated: [01/06/2026]**

This Disclaimer governs your use of the website [www.gurujiassociate.in] ("the Website"), operated by Guru Ji Associates, based in Panipat, Haryana, India ("we", "us", "our").

By accessing or using this Website, you accept this Disclaimer in full. If you disagree with any part of it, please do not use the Website.

### Nature of this Website
Guru Ji Associates is an independent financial-services business associate. This Website is a career-information and recruitment platform. Its purpose is to share information about career opportunities in the financial-services distribution field, and to provide guidance, training and support to applicants and to our existing team members.

This Website does not sell, solicit, advertise, or offer any insurance product or any financial product, and it does not provide any quotation, premium, benefit illustration, or product comparison. No content on this Website should be read as an offer or solicitation to purchase any insurance or financial product.

All insurance and financial products are sold only by the respective licensed insurer or licensed entity, through their own authorised channels, employees, and licensed representatives, in accordance with applicable law. Any decision relating to a financial or insurance product should be made only after reading the relevant official documents of the licensed provider and, where appropriate, seeking independent professional advice.

### Career and income information
Information on this Website about career opportunities, growth, and earnings describes potential outcomes based on individual effort, skill, and commitment. We make no guarantee of any specific income, rank, reward, or result. Earnings in this field depend on each individual's own work and many factors outside our control. Any examples, illustrations, or testimonials are for general understanding only and are not promises of similar results.

### No professional advice
The content on this Website is for general informational purposes only and does not constitute financial, investment, tax, legal, or professional advice. You should not act or rely on any information here without seeking advice from a suitably qualified professional regarding your specific situation.

### Accuracy of information
We try to keep the information on this Website correct and up to date, but we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the content. Any reliance you place on such information is strictly at your own risk.

### External links
This Website may contain links to external websites or third-party applications that are not operated by us. We have no control over, and accept no responsibility for, the content, policies, or practices of any third-party sites or services. A link does not imply our endorsement.

### Limitation of liability
To the maximum extent permitted by applicable law, Guru Ji Associates shall not be liable for any loss or damage — including without limitation any direct, indirect, or consequential loss — arising from the use of, or reliance on, this Website or its content.

### Governing law
This Disclaimer is governed by the laws of India, and any disputes shall be subject to the exclusive jurisdiction of the courts at [Panipat / Karnal], Haryana.

### Contact
For any questions about this Disclaimer, contact us at:
**Guru Ji Associates**
Email: info@gurujiassociate.in